LIC Sakhi Bima Yojana 2026: Apply Online, Eligibility & Benefits

Life Insurance Corporation of India (LIC) has introduced the LIC Sakhi Bima Yojana, a specialized micro-insurance plan designed exclusively for women. This scheme aims to provide affordable life cover and financial independence to women, especially those in rural and semi-urban areas. It is a perfect blend of protection and savings.

1. What is LIC Sakhi Bima?

LIC Sakhi is a non-linked, participating, individual, life assurance micro-insurance plan. It is designed to be low-cost so that every woman can afford it. The primary objective is to ensure that in the event of any unfortunate incident, the family remains financially stable, and if the policyholder survives the term, she receives a lump sum maturity amount.

2. Eligibility Criteria (Kaun Apply Kar Sakta Hai?)

Is scheme ka labh uthane ke liye niche di gayi eligibility honi chahiye:

• Gender: Only Female (Sirf Mahilaon ke liye).
• Nationality: Indian Citizen.
• Income Group: Specifically designed for low and middle-income groups.

3. Age Limit (Umra Seema)

LIC Sakhi Bima mein pravesh ke liye umra ki shartein niche di gayi hain:

• Minimum Entry Age: 18 Years (Completed).
• Maximum Entry Age: 55 Years (Nearer Birthday).
• Maximum Maturity Age: 70 Years.

4. Sum Assured & Policy Term

• Minimum Sum Assured: ₹50,000/-
• Maximum Sum Assured: ₹2,00,000/-
• Policy Term: 10 to 15 Years.
• Premium Paying Term: Same as Policy Term.

5. Benefits (Labh aur Salary/Income Potential)

Halanki yeh ek bima yojana hai, lekin isme mahilaon ko LIC Agent (Sakhi) banne ka mauka bhi milta hai jisse woh acchi income generate kar sakti hain.

• Death Benefit: Policy term ke dauran mritiyu hone par nominee ko Sum Assured + Loyalty Additions milta hai.
• Maturity Benefit: Term khatam hone par policyholder ko pura paisa milta hai.
• Income Potential: Agar aap LIC Sakhi ke roop mein judti hain, toh aap commission ke zariye ₹15,000 se ₹25,000 mahina tak kama sakti hain, jo aapke kaam par nirbhar karta hai.

6. Required Documents (Zaroori Kagazat)

• Aadhar Card
• Pan Card
• Bank Passbook
• Passport Size Photo
• Education Certificate (Minimum 10th Pass for Agents)

7. How to Apply (Apply Kaise Karein?)

Aap is yojana ke liye online aur offline dono tarike se apply kar sakti hain:

• Online: LIC ki official website par jakar “Micro Insurance” section mein apply karein.
• Offline: Apne nazdiki LIC office mein jakar “Sakhi Bima Yojana” ka form bharein.